3605 Harmony Circle

Elgin, IL
$ 735,000 Beds 5 Baths 4.5 Sq 3,389 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to a home designed for gathering, celebrating, and making memories. This beautifully appointed 5-bedroom, 4.5-bath home offers an open-concept layout with exceptional space and flexibility. The soaring two-story family room flows seamlessly into the kitchen, creating the perfect setting for everyday connection and entertaining. A main-level fifth bedroom provides flexibility for an office, guest room, or playroom. The cozy sunroom offers a peaceful retreat for morning coffee or quiet reflection. Upstairs, the spacious primary suite features a tray ceiling and private bath, while three additional bedrooms offer Jack-and-Jill and private bath access. The fully finished basement is made for gathering, featuring an open layout, wet bar, and full bath perfect for holidays, game nights, and entertaining. Outside, enjoy the updated patio, built-in grill, fully fenced yard, and evenings around the fire pit. Best of all, watch Fourth of July fireworks right from your backyard. Additional highlights include hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, high-efficiency furnace, and solar panels. A home that truly brings people together!

New

  • Price
  • $ 735,000
  • City
  • Elgin
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • 0.21 Acres
  • Zip
  • 60124
  • Sqr Footage
  • 3,389
  • Year Built
  • 2019
  • Taxes
  • $ 14551
  • Style
  • Traditional
  • MLS#
  • 12750414
Listed By: Baird & Warner
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3389
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Double Oven,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s),Cooktop
HOA Fee 377
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Brick,Cedar
Year Built 2019
Electric Circuit Breakers,200+ Amp Service,Photovoltaics Third-Party Owned
Township Plato
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Clubhouse,Park,Pool,Tennis Court(s),Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction No
Property Type Residential
Energy Efficient Photovoltaic/Solar System
Subdivision Name Highland Woods
Total Rooms 10
Full Baths 4
Status New
Directions Rt 20 West to Highland Woods Blvd to Wetlands Drive to Lot #391 Harmony Circle (Waterford)
High School Central High School
City Elgin
High School District 301
MLS Area Elgin
Elementary School Country Trails Elementary School
Tax Annual Amount 14551.5
Middle/Junior High School Prairie Knolls Middle School
Virtual Tour https://youtu.be/x3nAPrCcUFc
Standard Status Active
Middle/Junior School District 301
Elementary School District 301
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s)
Basement Finished,Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Gas Starter
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,In Unit
Total Bedrooms 5
Room Type Bedroom 5,Breakfast Room
LivingAreaSource Builder
Total Baths 5
Bedrooms Possible 5
Bathroom Separate Shower,Double Sink,Soaking Tub

Exterior Features

Model Middleton II
Parking Features Asphalt,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 80X125X80X125
Lot Size Acres 0.21
Waterfront Y/N No
Other Equipment CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Park Ridge, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Country Trails Elementary School
Middle School Prairie Knolls Middle School
High School Central High School

Price History

9/17/2026 Listed $735,000

Property vs Zip Code Average in 60124

Price
AVG $660K
$740K
Taxes
AVG $12,890
$14,551
Year Built
AVG 2017
2019
Visits
AVG 88
8
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3605 Harmony Circle Elgin, IL is a Single Family Home for sale at $735000 with 3389 sqft and a lot size of 0.21 Acres Acre(s). 3605 Harmony Circle Elgin has 5 bedrooms, 4 baths and was built in 2019. The property's zip code is 60124 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Michael Ristau

847-430-3790

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